Incredible Credit Score 730 Home Loan Ideas. A credit score of 730 is on the lower range of good credit score, therefore, you would probably want to improve it further before applying for a home loan. However, your interest rate may be somewhat higher than someone who has “very good” or “excellent” credit.

Having a 730 fico score means that you are in a good position when trying to obtain credit. A 730 credit score is a good credit score. Most lenders will approve you for a personal loan with a 730 credit score.